Terms of Use

Last updated: October 2026.

By using paydaymath.com ("the site") you agree to these terms. If you do not agree, please do not use the site.

Estimates, not advice

Our calculators and guides give general estimates based on published federal and state rules. They are not tax, legal, financial or payroll advice. Your real withholding and tax depend on your employer's payroll system, your W-4, your deductions and your full tax situation. Before making decisions, check with your employer or a qualified professional.

Accuracy

We review rates regularly and list our sources on every page, but rules change and mistakes can happen. The site is provided "as is", without warranties of any kind. If you spot an error, please tell us and we will correct it.

Limitation of liability

To the extent allowed by law, PaydayMath is not liable for any loss or damage that results from using, or relying on, the information on this site.

Acceptable use

You may use the calculators for personal and business purposes. Please do not copy the site's content in bulk, scrape it automatically, or try to disrupt its operation.

Advertising and links

The site is free because it shows ads, including ads served by Google. We do not control the content of ads or of external sites we link to as sources. See our Privacy Policy for how ads use cookies.

Changes

We may update these terms. The date at the top shows the latest version.

Contact

Questions about these terms? Email hello@paydaymath.com.